What do others say about working with Ryan O’Neill?



"I was very interested in investing in Real Estate, but didn't know exactly where to start. Ryan and his team walked me through the whole process from start to finish in no time at all. After meeting Ryan at his seminar on August 27th 2005, we worked together to find a great investment property. I closed on the property on October 28th 2005 and my first tenant moved in on October 29th. I will definitely be working with Ryan again on my next purchase! "
Dave Osborne
dosborne@mn.rr.com

"After attending a Minnesota's Real Estate Team seminar on single-family homes as an investment vehicle, I went to Rob Reinke, their North Suburb Market specialist for assistance in purchasing my first investment property. Rob and I toured multiple homes over a two week period, sometimes several in one day and sometimes "on the fly", ie calling sellers agents and getting in to see properties that same day, right off of "For Sale" signs in the area I was interested in. As an investor himself, Rob has developed an excellent feel for which properties would be good candidates for investments as well as a knowledge of the market in my area. We put in an offer that was accepted with minor changes. Within a month of starting with Rob and his Mn Real Estate Team, I owned a very nice maintenance-free, 5 bedroom, two bath split level in Shoreview. Rob took the photos for my website ad and I had renters all lined up before closing. I would strongly recommend Rob Reinke for his professionalism, work ethic and market knowledge as your buyer's agent. I know I'm going to work with Rob on my second investment home. "
Randall Garber
Rgarber@netzero.net

"Ryan O'Neill is the perfect person to teach you about real estate investing. Ryan stayed with us every step along the way, helping us to select properties, advertise for and check out renters, he was even there with us when we signed our first lease! We now own 6 properties and plan on continuing to work with Ryan as we continue to invest. Ryan is honest and straightforward. His great sense of humor makes the whole adventure a most enjoyable experience!"
Al and Carolyn Werth
alcarolynwerth@cs.com

"We worked with Kevin Curtis to buy our first two investment properties. Both deals closed within three months of each other. He was extremely helpful with every step of each transaction. Kevin's advice as a professional appraiser was very valuable as we reviewed various properties looking for the "right" investment. When it came to responsiveness, Kevin often surprised us with how quickly he would respond to our voicemails and emails. Over the years, we have worked with many realtors and consider Kevin the best. We would recommend him to anyone looking to work with a superior professional. We are looking forward to the next opportunity we will have to work with Kevin Curtis. "
Nouk and Joe Haschka
nouk@msn.com

"Rob Reinke was 110% there for us. As new investors, we had a lot of questions and were, understandably, nervous to "get off the fence" and begin our real estate investment career. We are so glad we did and a great part of this was having Rob as a partner throughout. We felt we knew we had found the right team soon after we met but remained somewhat skeptical because promises are so often thrown around these days... We went with our gut and are very glad we did. The support and resources (and yes, hand-holding) we received were unsurpassed. The follow-up was sensational even after the transaction. I can't remember the last time my expectations were so exceeded... I suppose I would sum it up as really good people... doing the right thing...† to the best of their ability... †when they say they will...† and everyone benefits. "
Eileen Lay
elay@citlink.net

"Ryan helped me every step of the way in finding an investment property. His outstanding customer service was demonstrated when I had to leave town for a 4-week business trip right at the time of closing. Ryan assisted in the closing, showed my home to potential renters, and helped get a lease signed while I was 9000 miles (and 12 time zones) away!"
Andy Rayle
Andrew.Rayle@seagate.com

"Thanks again for another job well done! In an area of the Twin Cities where homes are not selling, Rob got another house sold for me. This is the second time I have used Rob Reinke to sell a house and both times he showed how he is the best in the business. Anyone that thinks they can or should sell a home without a realtor just hasnít met Rob yet. If you want someone to give you the honest truth, make a plan, and execute it, Rob is the realtor for you."
Brandon and Melissa Williamson
Rob@MnRealEstateTeam.com

"We had been thinking about investment properties for several years and had talked to Phong Cao a couple of times about it. It was actually a couple years between the first time we spoke until we decided to go out and look for properties. Phong remembered our goals from the first time we spoke and was eager to help us now that we decided to go ahead. He never pushed us into any decisions, and he was an invaluable resourse. He did so much more than find us properties. He truly helped us EVERY step of the way! There were times when we were on the phone at 10 pm, and he never made me feel uncomfortable about calling him at ANY time. I would definitely recommend his services if you are looking for investment properties. He has a lot of knowledge and a desire to get you exactly what you're looking for."
Krista
aboyn3girls@hotmail.com

"My wife and I interviewed several real-estate agents prior to placing an estate home on the market. When we meet Bernie face to face we knew he was someone who would work hard for us. Bernie came to the house and gave us several insights as to showing the house. Through several showings and offers that fell through Bernie was in touch and gave us ideas for what to expect. With some of his suggestions we put out new market strategies. Bernie did several reverse markets and was able to sell the house through his great salesmanship. This has been the BEST experience we have ever had with a Realtor. We have bought and sold three other properties in the past ten years. We will HIGHLY recommend Bernie and The Minnesota Real Estate Team to our friends and family members."
Chris, Julie, Abigail and Sammantha Patin
upon request

"We were extremely pleased with our agent, Krista Pearson, and her efforts on our behalf. She was very professional, very thorough, very responsive to our specific needs, and very understanding of our unique constraints. Feel free to use my name as a reference and let me know if I can help in any other way. Shad loves his condo! 952-941-7047"
Judith Anderson

"A year ago Phong Cao and I sat down and to discuss my real estate needs. I wanted to buy an investment property. Phong was ready to meet me right away. I am very busy so when I did have time, I called Phong up and he was always there for me on short notice. I needed someone with lots of flexibility because in my business, I donít know how busy I get day to day. Phong and I met and talked about all the different options. The one thing that I admire the most was that Phong was looking out for my interest. Phong wasnít looking to just to pawn me a house and disappear. He and I established a good long term relationship. We wanted to help each other out. Thatís what I wanted from the beginning. Someone I can trust and be a friend with. I will refer all my friends and relatives to Phong. I really appreciate all the referrals that he sends me (for my business and for my rental). Thank you Phong for being so patient."
Michael Chang
bloomingtonlawn@aol.com

"I bought my first investment property with the help of Phong Cao. Phong went to all lengths of showing me all potential investment properties in the locations that I specified. He also provided me as much information regarding to the investment value of these properties. I found Phong to be very professional and knowledgeable throughout the transaction. I greatly appreciate Phongís quality services. I highly recommend Phong to other real estates investors, home buyers or sellers."
Ken Wong
oceania8888@yahoo.com

"My experience with Phong was wonderful and educational. I started looking for an investment property with no idea of what I was looking for. That's where Phong stepped in to give me his knowledge that he obtained through his own experiences. He told me what kind of houses would have good re-sale and which ones would rent out easily. I appreciated his honesty the most. I worked out of town most of the time, Phong took the time to preview each house before we looked at them, this saved us lots of time. I didn't have a lot of time to go to out looking. This is what impressed me the most. He was so patient and unlike other agents who just want to collect his commission, he gave me an honest opinion, which looking back was the correct one. He was always readily available for questions and for looking at properties. And if he wasn't available at the time, he would call back within an hour. He helped with the advertising, application review, and screened renters so I could find a good renter. Phong really made the whole experience enjoyable and I would recommend him to anyone I know. I plan to purchase 2 more rental properties with Phong in the near future."
Phu Tony Nguyen
PhuTonyNguyen@aol.com

"My name is Bob, and I met Rob Reinke through Ryan OíNeill and the Minnesota's Real Estate Team. Ryan had set up a property search that automatically emailed new listings to me that met my criteria. When I saw some that I was interested in, Rob took me out to view them since he knew the area that I was looking in very well. These guys are really on the ball and connected. I once sent an email question and literally within 3 seconds from when I hit the send button my phone was ringing. I could not believe it! Thanks to the technology that these guys use with their cell phones they are really able to keep track of what is going on. Another time I left Rob a phone message and even though he was on vacation up North, he called me back immediately. These guys made my home buying experience very pleasant. Thanks Rob & the Minnesota's Real Estate Team!"
Bob Renz
rtrenzjr@comcast.net

"Hello, my name is James, and about two years ago, I was relocated from Texas to the beautiful Twin Cities. I had been involved in real estate investing in Texas and thought it was time to jump into the local Twin Cities real estate market.

Well, I must say, Ryan OíNeill makes all the difference in the world. With me having some experience in real estate, but no experience in the local Twin Cities market, Ryan has become my guide and mentor along the way. The best part about Ryan is that he listens! This sounds simple, but not all agents have mastered this art. Not only does he listen, he also is incredible patient. Everyone has preconceived notions about what real estate investing is all about, and Ryan does a fantastic job of letting you arrive at the conclusions on your own. Ironically enough, he is politely persistent. A gentle nudge here and there keeps you from getting lazy, and is exactly what I would expect from a coach or mentor. Personally, I think Ryan is a want-to-be teacher, because it appears he gets incredible joy out of seeing people when the proverbial "light bulb" goes off. When someone finally purchases their first investment property and gets to enjoy the benefits first hand, Ryan is so proud of his pupil itís written all over him! Thatís the kind of personal investment you would want from any teacher or mentor.

Hands down, Ryan has been the difference in getting my real estate investing off the ground here in the Twin Cities, and I would encourage all potential investors to view Ryan as an incredible asset to your Real Estate Team."
James Garcia
JamesGar1@aol.com

"I feel that Ryan has been a great friend and Realtor to me. All of his contacts and connections have been so usefull. I didn't know anything about rentals when I got started. Ryan set me up with a lender, and walked me through the process. Four months after the first call I made to him, I now own a 4 bedroom, and have some great renters. I plan to buy another house within the year and I will only use Ryan as my realtor. I recommend him to all my friends and family."
Jake Powell
jakepowell50@hotmail.com

"Joe Stradcutter has been a godsend through this process. Normally, it's family that one places one's trust in. However, I felt as comfortable doing so with Joe because he was responsive to our questions, patient with our hesitations, and thorough on the follow through. Joe went way above and beyond the call of duty with us and made this long distance sales process as painless as possible. We appreciate his assistance through every step of the process, his guidance when we had some decisions to make and hard work throughout."
Kelly Chilvers
Kelly.Chilvers@cliftoncpa.com

"I now have my first investment property under my belt thanks to the Ryan OíNeill team. Even during the slow winter months I was able to purchase and rent out my 1st investment property. It was a very smooth process with little surprises. The OíNeill team was very knowledgeable and professional during the entire process. I canít wait to start looking for my second property with the OíNeill team."
Ryan Rager
rrager@comcast.net

"When my wife and I got started in real estate investing in the summer of 2005, neither of us knew anything about being a property manager and renting to tenants. With Rob Reinke's help and experience in real estate investing we learned the ropes quickly. I can honestly say that Robís knowledge of how to select the right property and get it rented along with some good financial planning, (by the way we did get our financing with Rob Bonahoom who was also very straight forward and helpful); our initial fears were put to rest quickly. When we are looking for another property in the future we will call on our team of real estate professionals. Thank you Rob R., Rob B. and Ryan O. "
John Baranuk
tiffanybaranuk@msn.com

"I would just like to express my gratitude to Phong Cao. I learned a lot, and it was great to have his help and patience. I know him in regards to investing in real estate. Just wanted to let you know that he is here to help you out. If you have any questions about how to get started, financing, etc. Just give a call or send him an email and check out his website www.phongcao.com"
Hien Nguyen
hien_20002000@yahoo.com

"Phong Cao of Minnesota's Real Estate Team has definitely made our home buying experience a hassle-free, enjoyable milestone in our lives, as we have moved from our apartment to our first comfortable home. The effort that Phong had initiated from the beginning made us feel very re-assured that we were working with a well-informed, capable Real Estate Agent. Phong is very down-to-earth, professional and a fun person to work with. He provided us with several prospective homes through email, which kept us informed of opportunities that fit our needs. Closing on the house was a breeze, and his follow-up since we have moved in to our new home shows that Phong Cao, and Minnesota's Real Estate Team are leading the way in the Twin Cities Real Estate Market. Thank you!"
Shawn and Jennifer Williams
Shawn.Williams@westwoodps.com

"Iím a beginning homebuyer and investor. I can say from working with Rob Reinke and the Minnesota's Real Estate team it has been a wonderful experience. Their friendly service and helpful staff assisted me through the entire process of making my first home purchase. Always a phone-call or e-mail away, when I had questions, Rob and his team were there to answer them. In addition, when I began looking for properties, they were able to find the properties that met my criteria, in the areas I was looking for, and help me get financing for the property. If youíre a beginner like me and just starting out, I would recommend you to get in contact with Rob. His team will help you achieve your goal."
Kou Xiong
kxiong01@hotmail.com

"I started working with Ryan after I saw his ad in the classified section of the newspaper and visited his website. Prior to this, I had just read about real estate investing, I hadnít actually bought anything. I was eager but didnít really know the best way to begin.

Ryan worked with me for many months before I actually bought my first house. We set up financing and came up with an investment plan suited to my needs. Prior to meeting Ryan I had a mortgage broker that I was going to use. Ryan said I could use any mortgage source I wanted. He would work with me and help me in whatever way made me most comfortable. However, I found that by using the people Ryan worked with, I was working with people who specialized in helping real estate investors. In short, I believe I got a better deal using Ryanís connections then my own. This is true not only for the financing but also for my insurance needs. I saved lots of money using people Ryan recommended versus the people I was using previously.

After I bought my first house, Ryan guided and advised me every step of the way until I had the house rented. I am looking forward to working with Ryan and his team more in the future. I cannot recommend him more highly. I am sure he will treat you the same way he treated me."
Lanny Lippold
lannyl@comcast.net

"Our experience with Ryan will keep us going back to him for more! We just bought our first home and Ryan was incredibly helpful and supportive in our search. He was very honest in his opinions when it came to finding the right house for us. We are planning to invest down the road and will most definitely choose Ryan to work with again. Whether you are getting into investment real estate or just buying a single family home for yourself, we highly recommend Ryan to anyone! "
Jeffrey and Kelsey H. Hackler
kelsandjeff@msn.com

"My experience with Ryan was wonderful and educational. I started looking for an investment property with no idea of what I was looking for. Thatís where Ryan stepped in to give me his knowledge that he obtained through his own experiences. He told me what kind of houses would have good re-sale and which ones would rent out easily. I appreciated his honesty the most. There were a few houses that I would've been ready to purchase but Ryan suggested I wait and find one with more of the qualities we were looking for. This is what impressed me the most. He could've just agreed with me and collected his commission, but instead he gave me an honest opinion, which looking back was the correct one. He was always readily available for questions and for looking at properties. And if he was busy, one of his assistants would always be available so we could get into the property right away. His assistance didn't end at the closing. He helped with the advertising and the application review so I could find a good renter. Ryan really made the whole experience enjoyable and I would recommend him to anyone I know. I hope to do more business with Ryan and his great assistants in the near future. "
Shawn Junjak
junjaks@msn.com

"We worked with Ryan O'Neill and his assistant Jaelynn in purchasing our new town home. This is the fourth home that we have sold or purchased. Without exception this was the best experience that we have had. Minnesota's Real Estate Team actually worked as a team. There was good rapport and respect between the agents and support staff. This may seem like a small thing but when you are making a large purchase it is wonderful to feel like everyone is eager to help and likes each other and what they are doing. I never heard any backbiting. We experienced helpful and timely responses to all questions and concerns. When we were negotiating a price with the seller, Ryan sent us some comparables that helped us decide our final offer. We never experienced any pressure. I asked to go out and see the town home one afternoon with only a few hours of notice. Jaelynn made a special effort to arrange things for me. When we had the final walk through, Tawyna filled in because Ryan was out of town. She went through the inspection carefully and thoroughly with me. We never felt like we were being an imposition or a bother. Overall I think what separates this realtor group from others is the exceptional customer service and responsiveness. They are cheerful, professional, knowledgeable and simply great to work with. I am so grateful for their help. I will highly recommend them."
Ann and Dennis Monikowski
dmonikowski@msn.com

"After reading several books and attending a few seminars on the subject, I felt ready to begin investing in real estate. But I still was not exactly sure where or how to begin the process. Then I came across Ryan's ad in the newspaper. I'm so glad that I visited his website and decided to contact him. Ryan and his team are knowledgeable, experienced, and have been very generous with their time and advice. Ryan has carefully walked me through each step of the purchase and leasing of residential property, and is always available for questions. His personal attention, helpful pointers, and availability alleviate many of the fears that are common among "rookie" real estate investors. I feel confident that because of my connection with him and his team, I will be able to avoid many of the pitfalls that novice investors learn the hard way when they "go it alone." Thank you, Ryan, for helping me find the road to building wealth through real estate, and for getting me started in that first and most important part of the process- taking action! "
Sharma Foley
sharmafoley@aol.com

"Ryan and his team were great to work with on our first investment property. We were a bit nervous about getting into the real estate investment business, but Ryan walked us through the process and made us feel very comfortable. The things we liked most about working with Ryan was his preparation and his attitude . Ryan has step-by-step, "how-to"documents on every aspect of the process...from buying/financing the home all the way to finding a renter. We needed someone to 'hold our hand' throughout the process and Ryan did just that...and he did it with a positive, confident attitude. "
JP Paul
jppaul@hotmail.com

"I found Ryan very knowledgeable, low pressure and flexible to work with. Ryan sent me valuable information on the rental market and is a trusting resource! Great Guy! "
Sherry Auer, Chaska, MN
sherryauer@mn.rr.com

"I met Ryan shortly after I read his ad in the Star Tribune, which led me to his website. He was sensitive, energetic and humorous, as well as full of knowledge about investment properties. Prior to meeting with him, I had little knowledge or experience in owning rental property. Through the process of looking at many houses on the market in the following months with Ryan and his associates in his team, I learned lot of stuff from him. We finally found a desirable house in Burnsville. Ryan helped us to arrange financing, and taught us how to put the ad in the newspaper, how to handle phone calls from potential tenants, how to show the house, and very importantly, how to screen tenants. Through the step-by-step procedure, we rented the house to a very nice tenant family shortly after closing. Ryan is really helpful and knowledgeable and of great resource. I highly recommend Ryan's service to people who want to start their investment in rental property. "
Shengqi Xie
sxie99@hotmail.com

"I have been interested in investment properties for a few years now, but I was scared about not knowing what I was getting into. I found Ryanís ad in the newspaper and gave him a call. Ryan provided me with the information, and his experience that I needed to get into owning investment properties. Working with Ryanís team I bought a house and had it rented in one week. Without the help of Ryanís team , I still would have not gotten into owning investment properties. Ryan works at your speed and is not pushy. Thank you to all the people on Ryanís team that helped me get started in investment properties. "
Ron Besch
Rabesch@comcast.net

"As I was looking to get into investment real estate in the Twin Cities market, connecting with Ryan has been critical to success. Ryan and his team have been extremely helpful in showing me everything I needed to know about the market, specific homes, financing, renting, property management, etc. Ryan's personal attention and desire to help have been instrumental in helping me build my real estate investment portfolio. "
Chris Nelson
chrisnelson_2011@hotmail.com

"Well, at first when I started to think about investment property, I didnít have any idea whatsoever about what owning a rental property entailed. When I met with Ryan OíNeill, he show me how to get started on real estate. I bought a single family house with him and he helped me to advertise the house to get it rented. Finally he found a renter for me. He has really helped me out; apparently he didnít just help me out, but he did it all for me, wow!! What can I say about him? He is generous and dedicated to his clients. I would recommend him to anybody who is interested in investment property. I would love to work with him again in the near future. "
Wang Yang & Yia
wchytyang@aol.com

"My husband and I have always been intrigued by the real estate investment industry, but were a bit lost at how to get involved in it. We had done our homework via books and CDís, but we still lacked the experience and contacts needed to take the next steps. Close friends recommended we meet with Ryan. They were in the process of purchasing a couple rental homes with Ryan and raved about his industry knowledge, friendliness, and honesty. Now, we, too, cannot say enough about Ryan. Within 6 months of our first meeting, Ryan has mentored us through the purchase and rental of 4 single-family homes. Ryan is definitely a step above other realtors. Our relationship did not stop with the home closings. He continues to help / educate us through the rental process and any hiccups we have along the way. His industry knowledge, contacts, and experience makes him a trusted advisor; his down-to-earth, fun, and friendly character makes him a good friend. We will definitely ask Ryan to help us with future purchases and highly recommend Ryan to anyone looking to realize their investment property goals. "
Becky and Dan Baltzer
baltzerproperties@comcast.net

"My wife was very skeptical when I first started getting serious about investing in real estate. We went to a seminar in December of '04 put on by Ryan O'Neill and Rob Bonahoom that seemed to put her at ease and show her how we could increase our wealth over time. Then, when we found a place that we both liked, she started to get cold feet, and didn't want to part with the cash. I somehow talked her into purchasing the property (with the help of Ryan). Still, the most difficult task was at hand - getting it rented. I followed Ryan's plan to a T. Adds were placed in the Star-Trib, and with Rent Clicks.com. I never did get a call from the Tribune adds, however. All my leads came from Rent Clicks. Three young friends were very persistent about wanting to live at my property, and did everything asked of them (for screening purposes) in a very timely manner. Again, I followed Ryan's instructions and advice on screening applicants very closely. I didn't find a reason to not let them rent from me, and the deal was done. We closed on July 28, 2005, and the renters moved in August 1, and so far things have worked out well. With the help of Rob and his team, we found a financing option that kept my mortgage payment as low as possible to help me cash flow +$15 per month. It's not a lot, but I don't have to worry about a second mortgage payment. The appreciation will speak loudly over time. Ryan and Rob, Thank you for all your help. I couldn't have been a successful investor without your expertise."
Brian Hoernemann
BHoernemann@mn.rr.com

"Our experience with Kevin Curtis in purchasing our first home was exceptional. Not only was Kevin very helpful in the actual purchase process, he also took his customer service that extra step by mentoring and providing us with information that we needed to consider when purchasing a home for the first time. We were very fortunate to find someone who was willing to perform multiple home searches, showings, and answer questions with enthusiasm. We would definitely recommend Kevin to our friends and family without hesitation."
Andy and Amy
Maple Grove, MN

"Buying a house is the American dream. Many people work hard and hope to own a place in this world. It doesn't always happen though. Brian and I thought it would be years before we could afford our own place. For once in our lives we had guardian angels watching over us. Phong helped us so much. From walking us through the house to walking us through the home buying process. It was stress free for us. He did all the work and now we have a beautiful home. I would recommend Phong Cao and his company for all your real estate needs. Thank you Phong."
Brian and Mickey Bruzek
btbruzek@yahoo.com

"My experience with Kevin has been nothing short of professional. Due to my hectic situation and schedules I had to totally rely on Kevin's expertise on the details I provided him. I was very upfront and explained that 3 realtors were involved at first and whoever returned the best information to me with the precise details I was looking for would win my business. Hands down Kevin returned my requests first and with the precise details I was looking for in a townhome/condo. Kevin's competition got back to me late and was not even close to my price range, location, and details about the home. After searching for 2 weeks, Kevin and I looked at a condo in Bloomington. I immediately liked it and Kevin had the paperwork ready 1/2 hr. later for intent to buy. Needles to say the process went smooth and quick! I would recommend Kevin's services to everyone I know. "
Joe Kintziger
joe.kintziger@fedexkinkos.com

"I would like to thank you Dan Morse for your professional services the last few months, as I looked for my dream home. I found you very knowledgeable and I appreciated your honesty and perseverance. You were always available and provided more than I expected. You have a nice personality and was easy to work with! I would definitely recommend you to my family, friends and business associates. Sincerely, Roger Leitschuh roger4231@hotmail.com H: 763-717-9532"
Roger Leitschuh
roger4231@hotmail.com

"As a new investor, I was looking for an agent who specialized in investment property. Ryan has been specializing in investment property long enough to educate a complete novice. He spent time explaining the reasons why I might want or not want to invest in certain types of property, how my decisions could effect my future as an investor, and how to assess properties I thought I liked. While I have bought and sold several homes for my own residence, I had no idea what I needed to know to be successful as an investor. Ryan and his team have changed all that. I feel confident that the next time I invest I will be much better prepared to meet the challenge. Of course I'll have Ryan and his team for partners. "
Penny Pergament
p_pergament@yahoo.com

"I have worked with Kevin Curtis on two occasions now. Once, to buy my condo and once to sell the same condo. On both occasions, everything moved very fast and Kevin was there to answer all of my questions along the way and make sure that everything was done properly. He was very prompt in his communication and always made sure that he let me know where I stood throughout the whole process. He made things very easy and made me feel as though my voice was being heard. He gave me sound advice and was always very professional. I would definitely recommend Kevin to a friend or family member who is looking to buy or sell their property."
Brianne LaFriniere
bnlafriniere@uwalumni.com

"Ryan and his team were a great resource to us on our first rental property. They supply all the information and encouragement needed to make the process go as smooth as possible. They gave us the confidence needed for the first time and we will not hesitate to work with them again."
Bill and Deb Splain
bsplain@comcast.net

"We started the rental property journey by purchasing the Carleton Sheets course. It was an excellent course and I am glad I did. It provided me the encouragement to take the next step. I found Ryan's ad in the paper, and being skeptical that this was too easy I called him and setup a meeting for my wife and myself to meet him. Through this process we talked to many realtors, but Ryan was by far the most professional, nicest, and simply the one we trusted to guide us through the process. Ryan helped us along every step of the way, answering every question, and offering his advice. We have purchased two properties through Ryan, and are happy with our decisions. We also have recommended many of our friends to Ryan which I believe says more for him than anything else ever could. "
Scott & Jill Vonderharr
scott@vonderharr.com

"Thanks for all of your help with the purchase of our new home. Because of your experience and diligence, we were able to avoid costly mistakes and were spared from the jaws of an unscrupulous seller's agent. It was comforting to know that we had someone on our side who has our best interests in mind and can guide us through it each step of the way. "
Micah Ahlgren
micah@vansontech.com

"Wow!!! With the help of your fantastic team member Brian Carion, I became a landlord in less than 60 days! Brian contacted me shortly after I attended one of your free seminars in November of 2007. I did my first look at houses on January 6, 2008 and signed a lease last night with my new tenant for my first investment property. The "system" that you and Brian taught me really does work! But more importantly, I want to tell you how much I appreciated having Brianís help with the whole process. Besides providing a wealth of knowledge regarding real estate, construction, and the mountains of paperwork, Brian was a constant supportive and encouraging presence while we worked on finding, buying, and getting the property rented. He has certainly gone "above and beyond" what I would expect from a real estate agent Ė he even did some minor repairs for me when the sellers balked at fixing some small items. I have highly recommended Brian to anyone and everyone that I know Ė please feel free to use any part of this as a testimonial on your web site so I can recommend him to those I donít know!"
Paula Weakly
ppaulla@aol.com

"I have done two deals with Ryan (so far!) and have been more than happy. He is incredibly professional. He eased my fears about investing in real-estate. I would highly recommend him to anyone."
Dan OBrien
dobrien@gw.hamline.edu

"I met Ryan about 6 months ago from an ad that I saw in the paper. He came off as being very friendly and helpful with little pressure. We then set up a time to meet where he showed me what options are out there for investment properties. About two months after the first phone call Ryan and I began looking for houses; during the entire process he showed more patience than I could ever expect. It was a relief to work with someone that has personal experience with investments and could relate to all of the nervious feelings I had while making my first investment. Ryan is the answer for everyone, from the full time investor to the beginner. All of my future real estate investments will be with the help of Ryan. "
Grant Butler, Cottage Grove, Minnesota
butl0089@tc.umn.edu

"We started out with very little knowledge about owning rental properties, until we met with an expert in the field of investment properties by the name of Ryan O'Neill. Ryan walks you through every step of the process and was always good about returning phone calls. From looking at properties to answering all the little questions we may have had, Ryan showed more patience and dedication than we had ever expected. Now, we have a couple properties which will bring us positive cash flow every month.
Ryan, thanks again for helping us through the entire process and we both hope to work with you again in the future."
Jay Thammavongsa, Brooklyn Park, MN
Viprasong@hotmail.com

"I was hesitant at first, but after talking to Ryan a few times, I realized he wasn't just trying to sell me a house to collect his commission. He was willing to walk me through the entire process at my pace, and work with me until I found the house I wanted, and had renters in place. I purchased one house with Ryan in September and he helped me get it rented by October 1st."
Steve Zaver, Plymouth
szaver@ev3.net

"I can't tell you how happy I am that we went with Susan! Not only was she extremely professional and committed to helping us find a home, but her expertise and knowledge saved us huge amounts of money at our closing when we were being double billed for things we would never have noticed. She is a savvy businesswoman who truly listened to what we felt our needs were and she was very supportive through our first home buying experience. Susan made the process so easy and understandable. She was always there to answer questions and reassure us and calm us down when necessary. Best wishes in your home buying journey and I hope you give Susan a call! She is our hero!"
Alex and Kenny

"Susan just helped my partner Pete and I find a house, and I can't say enough good things about her. She went the extra mile for us each and every step of the way. She was organized, and knowledgeable. She was able to accommodate our unique needs and yet inform us about options. She went above and beyond her responsibilities by helping us choose a furnace/AC company. She was enormously helpful during our closing, and made everyone feel really comfortable. I highly recommend Susan Hofflander as a realtor."
Laura Caviani

"Our experience as first time home buyers went better than anticipated because we worked with Michael Kaderlik. Luck is how we even came across him. As we were searching the internet blindly in the sea of real estate when we happened to send out a request to have a realtor contact us. And a few hours later, we were talking to Mike. We did have a family friend who recommended us a different realtor, but we really enjoyed working with Mike from the moment we met him. We started our process in May 2008 and finally concluded it in September 2008. We looked at around 30+ homes and Mike was nothing but patient with us. He taught us how to become informed buyers, even going as far as pointing out the flaws of a property. We never felt he was trying to hurry us along or push us into something weíd regret down the road. After months of tirelessly working together, we finally came across the perfect home. With Mikeís help, we made an offer and are happy homeowners today. He walked us through every process, from getting the right mortgage broker, putting in an offer, purchase agreement, inspections, as well as fought for us when we needed it on getting things for the house. Even after closing, he didnít just take the money and run. We have kept in touch and he has genuinely cared about how things are going and if there is anything he can do to help. Mike has done everything to help us with our new house. We could not be happier and have already recommended him to family and friends. To sum him up, he is a good listener, thorough, patient and truly wants to help you make a purchase you will not regret. Thank you Mike for all of your hard work!"
Jenny M. & James N.
Minneapolis, MN

"We met Ryan by calling off his ad in the newspaper. Right from the start, we could tell that he is a very nice guy who would give us a lot of help with real estate investment. From looking for properties to finding a handy man to fix up any issues we had with the house, even helping us put ads in newspaper to get the homes rented out! We started out with very little to no knowledge about real estate investment. With his lead and help, we now have the real estate investment wheel rolling. Now, we have few properties sitting there which have been bringing us positive cash flow every month. We really appreciate Ryan. He has made a difference in our life! "
Jenny & Jim Yiu, Plymouth, Minnesota
jxyiu@comcast.net

"I remember looking in the Sunday newspaper real estate section for investment property and ran across an ad by Ryan OíNeill. I called on the ad and we decided to meet. I was impressed with his friendliness; knowledge and professionalism that I decided to do my first real estate deal with him. Prior to meeting with him I had no knowledge or experience in owning rental property. I would highly recommend using Ryanís service and experience to anyone who wants to use real estate for investment purposes! Not only does he show you property but he actually shows you how everything is put together from start to finish. I have never met anyone else in this business that takes the time and dedication to show you the correct way of owning investment real estate. Financial Freedom is one of my goals and thanks to Ryan. Iím one step closer to realizing my goals and dreams! "
Curtis Nii, Chaska, Minnesota
curtisnii@hotmail.com

"Hello Ryan, we just purchased a house with the help of Tony D'Agostino and it couldn't have been better. I lived out of state (Kansas) for most of the time and his communication with me and efforts whenever I did make it to Minnesota were incredible. He listened to our needs, provided his insight, and was very proactive when we had a home under contract. His was genuine and truly had our best interests at heart. From start to finish he was exactly the realtor we hoped to have. Most importantly he made the experience of buying our first home fun! I'll recommend him to all my friends."
Adrian Bauer
adrianbauer@hotmail.com

"I met Dan through a recommendation of a good friend. I enjoyed working with Dan every step of the way in a process that can be very stressful. But, Dan made the whole process much less stressful because he listened to me to find out exactly what I wanted in a house. In a sea of houses Dan was a great guide, showing me only the houses that he thought I might really like. I was greatly impressed by the number of hours that Dan spent working for me searching for houses Ė he spent the time so that I didnít have to. In the end, he was able to find me the perfect house at the perfect price. But, he didnít stop there. He continued to work hard to make sure that the closing was as simple and pleasant as possible (which was good since I was out of town at the time!). After working with Dan, I would (and have) recommended Dan to all of my friends."
Mark Cookson

"Bernie, thank you so much for all your hard work and time to help us find the perfect place to make a home! You have been a great blessing. God bless you! Don & Jeanne"
Don Lantz & Jeanne Whitehorse
dr_firestorm@hotmail.com

"We recommend Bernie Borschke of Re/Max Advantage Plus and The Minnesota Real Estate Team as a professional of the highest caliber. Throughout the recent, very complicated, sale of our home in Minnesota, Bernie was a steadfast, reassuring presence. He earned our trust quickly by listening to our concerns, understanding our situation, thoughtfully demonstrating his expertise, always being true to his word, and by being consistently proactive throughout the marketing and sale process. When we left Minnesota we had no qualms about leaving the sale and our house in Bernieís capable hands; he proved that our trust was not misplaced. Bernieís market analysis, price recommendation, and effective marketing program led to three strong offers for our home in an extremely tough market environment. Thanks to his efforts we were able to present a competitive purchase agreement to our lender in less time than we initially anticipated. In his role as our representative Bernie was the liaison between the buyer's agent, title company, and our bank, seamlessly negotiating and coordinating many details, protecting our interests, and never letting one single thing fall through the cracks. He kept the entire process on track and helped us understand every detail even though we were 1300 miles away. During what was a challenging time for our family, Bernie was an understanding expert and a trustworthy professional on whom we greatly relied. We truly do not know what we would have done without him. We recommend Bernie Borschke to you without reservation. Please feel free to contact us if you have any questions. "
Maggie & Michael Thompson
mltvt@me.com

"There once was a guy named Ryan. Before him--No Properties--Cryin.' Then along came "The Plan," And much advice from his Clan, Am now busy Livin' not Dyin.' That's all I got brotha.' Let's see how we do on Property#2. Talk to ya when it's time."
Keith Johnson
ensureagent@yahoo.com

"I have had a very good experience with Ryan. He is always there helping with any questions I have, and he is very good at returning my phone calls. He is always happy to assist with any issues I have, such as giving me valuable suggestions about mortgages and how to "rent out" my previous home. He always put his client's interest first and is never pushing just to close a deal. I would go back to him again for my next purchase. "
Lei Kropiwka
kropiwka@att.com

"I am a fan of the Rich Dad Poor Dad books, and I am a believer in residual income. I saw Ryanís ad in the paper and answered it. We met and I was impressed with his real estate knowledge as well the cash flow scenarios he presented on Excel spreadsheets. I then got qualified to purchase investment property. We looked at several properties and on October 30th 2003, I became the owner of a beautiful 4 bedroom home. Ryan suggested how to word the ads for tenants, check references, and show the property. My property is rented out with a positive cash flow. I am the owner of an appreciating asset. Plus, I am glad that I did not let my fear of failure get the best of me. I intend on purchasing more properties in the future and I am quite happy being the owner of investment property."
Michael Barlow, Shakopee, MN
mbarlow@prodigy.net

"We cannot thank Bernie Borschke enough for everything he did for us during a very personal time of transition from our old house in Andover to our new home in Isle. The past several weeks have been filled with a multitude of emotions for us and through it all he has guided us through the process. When we decided to sell our old home, he wowed us during our first meeting with his professionalism and marketing strategies, being very honest about how the internet is todayís best tool for marketing. Open houses have a use, but not as the main driver as some other realtors had suggested to us. As an analyst, I was particularly impressed with the statistics, backed with significant data, he used validate his marketing theories. Throughout the process, he was there for us in many ways. His recommendations regarding how to stage our house were not necessarily what we were eager to comply with, but in the end we listened to his expertise. It was a lot of work and delayed when the house went on the market, but it paid off with at least one showing every day starting the first day it went on the market and an offer after only 7 days! His communication was great, returning every phone call and email promptly and answering all our questions. It was above and beyond our expectations of GREAT customer service, to the point of replying to email and voicemail while he was on vacation. We hated to interrupt his time off, but he never made us feel like we were interupting. We relied heavily on him in both the selling and buying process and he never let us down, following up on every little detail. We were also very impressed with his negotiating skills. Having gone through this process a couple times before, this was the first time weíve both felt someone negotiated for us, not for a sale. We truly believe he was an advocate for us in negotiating the best possible deal on both the selling and buying end of the process. One example was the way he continued to negotiate amendments after we had signed purchase agreements. He listened to us and made suggestions of what to ask for and how to request it from the other parties. By the end of the first meeting with Bernie my wife and I were equally certain he was the realtor for us. Now at the end of the process, we still want Bernie to be our realtorÖfor the rest of our lives. Bernie is a professional realtor, knowledgeable, creative in problem solving, very supportive, and attentive to detail. He knows realty and understands what is happening in the market for sellers and buyers. He has all the skills every realtor should have; he listens and communicates extremely well, but what has touched our hearts the most and what sets him apart from other realtors is his kindness and compassion. Bernie was there for us when we needed help, personally sacrificing to assist us when we needed it most. Words cannot express our gratitude adequately. We highly recommend him to anyone who needs a realtor."
Rick & Lisa Sicora
ricksicora@msn.com

"Bernie helped us throughout the entire process of buying our first home. Moving from Arizona to Minnesota, we had NO idea about market conditions, Realtors, etc. Bernie's extensive knowledge of the local market really helped my wife and I understand the ins and outs of the local real estate listings. From the first e-mail I received from Bernie, I knew he was the Realtor we wanted to work with. His pure enthusiasm for working with first timers like us was a breath of fresh air. Bernie has a great attitude and treats his clients with respect and in a very professional manner, while still keeping the experience fun and exciting. Our home buying experience went perfectly smooth as Bernie was incredibly easy to contact and communicate with any time of day! I have no doubt that we will use Bernie for our next home purchase and recommend him to all our friends and family in their future home purchases as well."
Dustin and Sarah Ferrell
ferrell.dustin@gmail.com

"After purchasing and studying Carleton Sheet's program I was excited about real estate, but still a little "miffed" at where to start. The program taught me to look at other investors as partners and not as competitors. I came across Ryan's ad and gave him a call, still a little skeptical about this opportunity. Ryan's "No-Pressure" approach proved to be the exact fit that I needed. Ryan and I looked at a lot of properties. (If our roles were reversed, I know I couldn't have been as patient with Him, as He was with Me.) Ryan is always willing to take whatever extra steps are necessary to help you find the opportunity/property you are in search of. My wife and I purchased our first investment property in November of 2003. It's a beautiful four bedroom home in a great neighborhood. We were able to buy the home with no money out of pocket and able to rent it with a break even or maybe slightly positive cash flow. It's a great investment and a great tax break. When it's time to find my next property, I know Ryan will be my quarterback."
Mike McLauglhlin, New Hope, Minnesota
mikemcl@comcast.net

"I was searching through the Sunday paper calling and speaking some of the realtors that claimed to specialize in investment properties and spoke with about 3 people before I found Ryan. Within the first minute or two of talking with him I could tell he was going to be the one for me to work with. When working with him he always addressed every single question and concern I had and made me feel very comfortable all the way through closing. Where he shines above the rest is how he walks you through everything every step of the way and has the experience and knowledge to be able to give direction when needed. I must have looked at at least 20 houses before I felt comfortable making an offer on one and I loved that I never felt pressured at any time. Through just one deal with Ryan I know he will be my realtor for life!"
Kris Neumann, St Paul, Minnesota
kris.neumann@comcast.net

"Ryan did an excellent job of helping my wife and I get started in real estate. We called on his ad and since meeting with Ryan, our fears of getting involved in real estate have been overcome. Ryan has done more that we could have ever asked. His expertise and knowldege in the industry has helped us make a sound investment decision. He has taken the time to explain everything to us and has been with us every step of the way from the beginning till even after the purchase."
Nate Blommel, Lakeville, Minnesota
952-891-8479

"We had been thinking about buying a home for a while. But honestly, we were fearful of the unknown of the real state market and also of the real state agents who may take advantage of us for our lack of knowledge about real state. This summer, we decided that we would start looking because we didn't want to wait any longer. We then met with a couple of real estate agents and they seemed to be pushy and talked to us like we did not know anything about real state (which we didn't but at least I have read a lot about it.) This led me to believe that none of the real state agents were honest. However, when we met Phong, he really seemed to be very patient: meaning he's not pushy like a few agentts that we met before. Phong did not ask us to sign anything with him, even after he showed us about 20 houses. We liked his approched of serving inexperience (first time home buyers) like us. He was there, not just show us the home, but also to help us to point out potential problems on the homes that we were looking at. That made us really trust him and why we decided to choose him to be our real state agent. We bought our first home with Phong and the experience was great. We recommended any one to have Phong as your agent whether you are first time home buyer or not. "
Charlie and Seng Cheng
Charliecheng1@hotmail.com

"My name is Phung Do. My husband, Due Phi and I want to say a few words about our experience with our Realtor Phong Cao. We are very happy with Phongís help in finding our first home and are extremely satisfied with our purchase. Phong has gone to great lengths to help us, especially guiding us through the search for homes, the loan process, and getting a loan with the lowest interest rate. Regardless of how busy he was, he was always there when we needed him. On our moving day, he even volunteered his time to help us move. What a nice guy. Phong made buying our first home a smooth and fun transition. We are lucky to know such a good person like Phong. We highly recommend Phong Cao to anyone who is selling or buying their next home. He is not only our realtor but our friend. Again, thank you so much for your help."
Phung Do & Due Phi
duephi@aol.com

"My name is Jake Roberts. My wife Laurie and I were referred to Ryan and his team by our financial advisor Adam Hartung. We were at a point trying to think about good ways to invest in real estate. We then attended one of Rob Bonahoom and Ryan's seminars that discussed the process in real estate investing. After that seminar, we were really impressed with the presentation, and more importantly, with Ryan and Rob. After that experience, we decided to rent out our then current home and purchase another home. With the help of Ryan and Rob, that became a reality within a couple of months. The process was smooth and painless. They do a really nice job of making the process smooth and comfortable. After that process, we went on to purchase another property. Once again, the experience was wonderful and painless. We had that property rented out almost immediately. None of this would not have been possible without Ryan and Rob.

Thanks to those two, we feel like we are well on our way to accumulating wealth through real estate investing."
Jake & Laurie Roberts
jacobmlr@yahoo.com

"I met Ryan a couple month ago. We talked about his experiences in Real Estate as an Investor and I was realy impressed. A week later we found a 4-plex in that Area I was looking and we closed about 6 weeks later.

Ryan is a hard working guy. He helped me a lot in all problems or questions which came up that time til closing.

Ryan thanks again for all your help in that difficult transaction and I hope we work in the future together. "
Carsten Doeren
CDOEREN30@aol.com

"I had always wanted to buy a rental property but I had shied away because of the unknowns. I thought that I had to have huge amounts of money just sitting in a checking account in order to be able to do it. I also thought that it might be difficult to get a property rented. I went to a seminar put on by Rob and Ryan and learned differently on both fronts. Both Rob and Ryan were extremely responsive to any questions or concerns that I had. I went to the seminar in March, bought a property in April and closed in May. I had my property rented before I even closed. It was easier than I thought."
Michelle Heller
mheller@crosstelecom.com

"Ryan has been my realtor for two years. I have very good buying and selling experiences with him. He also helped me a lot with my rental questions on my rental property. He always returns my phone messages and voice messages promptly with knowledgeable answers. Recently, he sold my rental property in just ONE day with the fair market price, which is very impressive. He is a realtor who put his clients first. I am very happy to have him to help me with my real estate needs. Thank you "
Lei Sun
ldjsun@hotmail.com

"For anyone serious about increasing their net worth, I would strongly recommend checking out Ryan O'Neill's system of buying and holding single family homes as rental properties. He and his associate, Rob Bonahoom at Cornerstone Mortgage have a comprehensive approach that will teach you which properties to look for, how to finance them to break even or better, how to get them rented, and then continue to acquire properties as your equity grows. Their system is simple, financially sound and makes use of appreciating assets that have tax benefits all the while you own them. I found, purchased, financed, closed and rented out my first property with Ryan and Rob's team within a month of first meeting Ryan using the equity in my home for the down payment. Ryan and Rob have a professional approach that will take you through each step of the process. I'm looking forward to my next purchase with them."
Randall Garber, St Paul , MN
rgarber@netzero.com

"I am glad to have Phong to help my brother and I on our investment property purchases. Phong is a great resource for real estate investment. He is knowledgeable, experienced, and dedicated. He provides us with his inputs on the property condition, the location, the local rental condition, and comparative market analysis on how much the home is worth. We can leverage his experiences as he is also a real estate investor. He always makes himself available to us anytime and acquires any information we request related to the homes we are interested in. Another plus is his real estate team and its network. They conduct informational seminars that cover all different areas of real estate investment. They guide us in selecting good tenants and getting homes rented. They have a network of experts in many fields such as insurance, property management, mortgage broker, real estate lawyer, tenant screening service, and contractors. I am satisfied with his service and will continue to purchase more investment as well as owner occupied properties through him. "
Anthony
Anthony@BloomingtonHomeRental.com

"Nichole Fredrickson, or "Nikki" as I called her, did a fantastic job in helping me purchase a home. Over a couple months, she patiently listened and found exactly what I was looking for, made suggestions with me and my family in mind, and quickly made the purchase of my house a reality when we found "the one." Nikki is a fantastic advocate for both sellers and buyers alike and I recommend her to anyone in need of a realtor that will go the extra mile with customer satisfaction as her #1 priority. Thanks Nichole!"
Jennifer Fischer
Dundas, MN

"For anyone looking to learn more about real estate investing, Ryan O'Neill's system, is something not to pass on. My wife and I had thought about rental properties for a few years but didn't know where to start and had many questions. Ryan's seminar answered many of those questions and he was available whenever we have a questions or concern about the rental process. I would recommend Ryan and his team to anyone looking to learn more or start investing in rental properties right away."
Tim Cram

"I have the history of the typical wanna be investor. I've spent years thinking about doing this, knowing it must be possible-somehow, hearing about successful people and the not so successful people, reading and hearing from "the masters" but mostly being warned that I do not want to do this. I am here to tell you that you do not have to be afraid. You will not have to spend thousands to get involved. Ryan and his team will guide you every step of the way, generously sharing the things they know and not letting you go ahead if you are not ready. They are unselfish and a great bunch to work with. Besides knowledge and experience (everyone on the team has rental properties) these people are of great character. You will be pleasantly surprised. The Twin Cities if very blessed to have the O'Neill team in our town and you will be blessed working with them. And so, with the ease of an experienced one, your journey will begin.

My journey began when I spotted this little ad in the Sunday Pioneer Press. Curious, I pulled up the web site and filled out the informational form which led to Rob at Cornerstone Mortgage. Meanwhile Ryan was inviting me to the seminars held at 350 Burnsville Parkway. I mention this only because it took me three attempts and 6 months to get to the first meeting ( I have problems). Ryan didn't let me slip through the cracks and kept in touch through e-mail, contiuning to invite me to other seminars and sending me the weekly ten tips. I think this shows his patience, persistence, mentoring and attention to detail. Soon thereafter, we met. I liked him immediately, especially his relaxed manner ( not slick). I could imagine the full plate he deals with and then when I found out more about his life, I was even more impressed and trusted him.

Now the "gameplan" was in place. A visit to the mortgage man, Rob. He gave me three options and recommeded one. I've already sent him my personal thank-you for his help and for the investing book he sent me. Ryan flooded my email with mls listings for a targeted type of single family home. I screened homes with another agent on Ryan's team, Victoria. She has rental property and serves the team well with her experience, energy and knowledge. I could tell she communicated well with Ryan. In June, I ended up buying a great first property and with comps well below value. My property was rented out before closing following the system that did work. He has a vested interest in your well being.

I am definitely recommeding the investment property guy. "
Bev Christiansen
BevC2002usa@msn.com

"Ryan was and still is great to work with. He is a great resource for the average investor. He pointed me in the right direction and gave me information I never would have received if it wasn't for him. He was always available to answer any questions and even kept in touch with me after the purchase to make sure my home got rented. His staff was also great to work with. They are very friendly and helpful. I would recommend to anyone who is looking get into real estate investing to call Ryan."
Jamie Newpower
jamesnewpower@yahoo.com

"It was refreshing to find such honesty and integrity in Phong, after a horrible experience listing our house with another real estate agent, through a different agency. We always knew what was happening the second Phong showed up & were never left in the dark. Every question or concern was answered thoroughly & completely. If we ever decide to sell our 4-plex in Minnesota we will be calling only you."
Gia Dao & Xuan Pham
thomasdao1@juno.com

"Raquel was a tremendous asset at the bargaining table. She was able to negotiate over 10% off of a reasonable asking price on the perfect condo for me. She was also able to provide a wealth of knowledge and advice, which was extremely valuable to me as a first-time homebuyer. I would recommend Raquel to anyone seeking a professional, driven realtor with a solid ability to 'close the deal.'"
J. Z.
phone # & email address given upon request

"Being first time home buyers, we could not have gotten a better person to help us than Rob. Through the entire process, Rob was a just phone call or email away. He is so knowledgeable, professional, positive and efficient. Rob was so great because he really dug deep to get to know us and find out what exactly what we were looking for. From the first time we met him, we had total confidence he would help us find what we were looking for. When we looked at houses, he didn't just wait by the door while we looked around. He walked with us. We felt like he really cared about us. Rob was very patient and looked at many houses with us. Whenever we decided to move our search, or change our price range, Rob would have us immediately set up with the newest link with our refined search. That was great, especially because great deals don't last long! Rob made it easy for us to just "click" and browse the listings. When we searched and found the house (we ended up purchasing), we emailed Rob pretty late in the evening to set up an appointment to look at it. He literally responded to confirm the showing within five minutes. The next day we found our first home. Rob was so efficient, when we decided to make an offer, he already had the paperwork ready. That was crucial because we later learned somebody else was also interested in the house. If Rob was not prepared, somebody could have "beaten us to the punch!" From the day that we decided we were ready to purchase our first home until the day we signed the dotted line(s), Rob was there for us. And he's still here for us, even after we closed. He always kept in contact with us and always made sure all of our questions had answers. Everything ran very smoothly. We would recommend him to anybody, especially first time home buyers. Thanks, Rob!"
Joelle & Jeremiah Wontorcik
joelle.wontorcik@parknicollet.com

"Phong made our first ever investment property experience an extremely positive one. Phong was looking out for our best interests. He was very patient in the house selection process. As we visited many homes, he pointed out the many things that would make a rental property a good one and he pointed out things that we should be on the look out for to mitigate any risk or liability as an upcoming rental property owner. Phong was low pressure sales and all about a positive client experience. After purchasing a home through him he now helps us along through the process of getting the property ready for rent. Itís with this type of experience that we plan to purchase a couple more properties through him. We also have provided his name to others who are interested in purchasing investment property."
Rey and Nancy Eduvas
reyandnancy@integra.net

"Why we chose Alex as our realtor: We were impressed that she took the time to meet with us over lunch. She was very easy to talk to and comfortable to be around - yet obviously very professional and knowledgeable. Alex was also low pressure and very willing to help us in any way we needed. Benefits of working with Alex: As a first time home-buyer, we really needed to be guided through the process. She was excellent at keeping connected with us for the lengthy time we waited out our lease - right through all of the negotiations and to the purchase. Alex was willing to take the time to talk through all of the steps and the paperwork with us and answered any and all questions we had. We felt very comfortable in knowing that she was so easy to talk to, easy to get a hold of, and very responsive. We felt confident going into the closing knowing that she would be right there with us. Keep doing what you are doing Alex - you do a fantastic job for your clients!"
Joann & Craig Komanecki

"Eric, Just wanted to take time now that things have calmed down a little bit and say thanks. You know, when we first sat down together and started out looking for homes I really thought it was going to be another one of those deals where an agent was trying to put me in a home I didn't care for, and tell me 'if your credit was better we could get something a little better.' But you said from day one, lets find the home you want. You stayed with me when times got bad... when I was down and out and thought I was not going to be able to find that dream home. I even gave up once and you called and said take a week or two off from the search and cool down and rest. With that advice I waited and started looking again in a month and when the dream home popped up, you said: IF YOU WANT IT LETS GET IT!!! And WE DID!! You worked so hard on getting us the best loan with the lowest rate and the terms that MY WIFE AND I WANTED!!!!!! It was a long process but well worth it. There is only one thing that I hated to see happen at the end, and that was that it seemed like I lost one of my best friends once we closed on our home. I hated to see our day to day communication end. You were always in contact with us!! I'd do it all over again and when I do you'll be the one I call and refer anyone to!!! If Eric can do it for me then he can do it for you. Thanks and keep in touch!"
Rich,Deb,Bre,Dee and Football The Conover

"We highly recommend the services of Bernie Borschke. We have been saving for our first home for a couple of years and attending open houses on weekends or whenever possible. On a whim, we made a private appointment to see a foreclosure. Bernie was the Realtor that was given our information and assigned to showing us this specific home. The home mentioned above was not right for us, but Bernie was extremely helpful in setting up appointments to view a dozen more homes in our area of interest, fitting into our price range and specifications. He was always amazing at squeezing in viewings and meetings to match our busy and hectic schedules. Bernieís communication level was fantastic, as well. He was only a telephone call or email away and always confirmed scheduled appointments that we had all agreed upon. Bernie was organized and prepared whenever we viewed a home. At every viewing, Bernie would provide us with a market analysis of the neighborhood and how that particular home compared to the other homes for sale in the area. He was sure that we were able to see the Truth in Housing documents for each home and called to verify information from the seller if we had specific questions about any of the properties that we viewed. Bernie was very patient and accommodating while we searched and searched. Finally, we found the right home for us. Unfortunately, there was a week-long delay on our closing though. Being first time home buyers, we were anxious and worried that our deal would not go through. Daily, Bernie was in contact with us with updates while we waited for the sellerís side to provide necessary paperwork for closing. That was very comforting. Everything went through splendidly and we now own the home we have been dreaming of and saving for. Bernie Borschke was personable, prepared, and extremely helpful during our first home buying experience. He eased our minds when we were not sure about something and answered questions if we did not understand a part of the buying process. Bernie was delightful to work with and to be honest, heís just a flat-out nice guy!"
Blythe Davis & Claire Avitabile
bmdavis26@yahoo.com

"I was assigned to work with Phong Cao. Mr. Cao is very respectful and full of energy and enthusiasm that aids a buyer greatly when searching for different homes. Phong makes sure to work twice as hard to find the right place for you. If I ever have to buy another property I would not hesitate to contact him again. When making a decision like the purchasing of a house, Phong Cao sure knows how to provide confidentiality, great options, and tons of communication with his clients. I donít think I have ever met an agent as trustworthy as Mr. Cao. Thank you for your patience and time."
Ari Carrillo
Arito88@yahoo.com

"Phong was a pleasure to work with. He was always willing to go look at houses even though we weren't under contract. He was never pushy and I felt like he was very knowledgeable about some very crucial things about buying rental property. Phong made himself available and was a good advocate for me throughout the process of buying my first home. The bottom line is that Phong is someone I'd be happy to do business with again."
David Royce
royce.dave@gmail.com

"Being a first time home buyer can be very exciting and also very scary. In today's market there is a lot of homes to choose from and also a lot to be cautious of. After "shopping" for agents I feel very fortunate to have met and worked with Raquel Haag! She made this whole process go so much smoother. She answered all my many questions in a timely manner and was also very knowledgeable and well prepared with the properties I was interested in. I love my new home that she assisted me with and I would highly recommend her to anyone that is currently looking for an agent. ~Dayve Suess"
Dayve Suess
dsuess@kma-inc.net

"When we began looking for our first home, we thought it would be a breeze. Everyone told us that the housing market was good and that we would have an easy time finding our dream home. We really liked the idea of purchasing a new construction townhome so we thought we wouldn't need a real estate agent. After all, the construction companies all have sales agents so we figured we'd be in good hands. We liked the first townhome we looked at and suddenly found the sales agent putting contracts under our noses. Before we knew it, we had signed a purchase agreement and given the company $1000 in earnest money. We didn't even know what earnest money was. Luckily, we were able to get our money back and cancel the purchase agreement. From that point on, we decided that we needed someone who would be on our side. We found Jen McKinnon through The Minnesota Real Estate Team's website. Their website was absolutely the best real estate website we found. Within hours of creating an account on the web site, Jen called to introduce herself and offer her services. After meeting with Jen to discuss what we were looking for in a home, we felt like we had a safety net. We knew that Jen understood us and our needs and that she would be able to answer all of the questions that we had as first-time homebuyers. In the few months that we worked together, Jen almost became part of our family. She was in constant communication with us and learned all about our needs and desires for a home. She was able to find us homes to look at and took care of setting up all of our showings. The homebuying process can be very overwhelming, and we felt lucky to have Jen there to help us stay on track. Jen was always in good spirits when we saw her and she encouraged us through the entire process. Even when we felt like we would never find the perfect house, Jen kept a positive attitude and showed us that there is a house for everyone. When we did find our perfect house, Jen sat with us as we signed all of the papers for our purchase agreement and closing. Once again, Jen became our safety net. We knew that the sales agent and closing agent representing the construction company wouldn't be able to fast-talk us with Jen sitting in the room. There were many times when Jen asked a pointed question that was in our interest while they were giving their sales pitch. She was able to keep our interest in mind when we didn't even know our interests or understand our rights. We may not be experts on housing, but we had an expert who would stand up for us if something seemed wrong. We very much enjoyed going through the homebuying process with Jen. She was accomadating, encouraging, and fun. We will highly recommend Jen to anyone we know looking to buy or sell a house and we will definitely contact Jen when we are ready to move again. Thanks for looking out for us Jen!"
Carissa Duke and Derek Larsen
crduke@comcast.net

"Susan was extremely helpful when we began the search for a new home. The most important thing that Susan did for us was to give us the confidence we needed to actually buy a home. Susan checked out a new construction area, which we were interested in and checked out the builder as well. Susan was helpful in answering our questions both about new home construction and building in Minnesota. Susan was with us when we signed the construction contracts, checked with the mortgage company on the status of our loan and is still checking with us periodically about the building process and progress. Without Susanís help, we would have been very hesitant about buying a new home and especially about new construction."
Chip and Marci

"My wife and I have used Susan twice since we moved to the Twin Cities, and have been pleased with her work. Susan demonstrated a high level of committment. She was patient as we tried to figure out what we wanted, but when we zeroed in on a property, she was able to devote 100% to get a deal done. She has good knowledge of the real estate market and of different building characteristics. We found Susan to be perceptive and a good listener, and this allowed her to have a good sense of exactly what we were looking for. Susan is also very knowledgeable when it comes time to negotiate."
Paul Johnson

"Susan did a great job representing a customer for a home we had for sale summer 2007. She and I overcame some transaction difficulties to close to the satisfaction of both buyer and seller. She's a great service-oriented Realtor, conscientious, ethical and friendly."
Dwight Erickson, Agent/REALTOR, The Realty House

"It was a pleasure working with Mike, he was engaged in our needs, and he was very thorough. He understood everything we were looking for and was willing to help with every question that we had. We would recommend Mike to anyone who is looking for a home in the area."
Ryan Abraham & Molly MacIntosh
New Market, MN

"Phong was a pleasure to work with- from the initial home search until the closing date. He was very patient, knowledgeable, honest, and was very responsive to my needs. I would gladly work with Phong again and I would recommend his services to my friends, family, and everyone I know without hesitation! Phong is the very best you could find in a real estate professional!"
Loc Tran
tran@mail.usa.com

"I am a first time real estate investor. I have had a pleasant and friendly relationship with Bernie. I would strongly recommend him to my friends. He was reliable, punctual, knowledgeable, and met all my expectations. Well done and thanks a lot Bernie!"
Ramalingam Arumugam
N/A

"Linnea and I both agree that we really appreciated your understanding and explanations given that we really had no idea what the heck we were doing. Looking back now, I am sure it may have been painful repeating things numerous times as well as explaining to us what for you are very simple principles. At all times during the process we felt as though we had someone on our side who knew what he was doing and was looking out for our best interests. Thanks Dan!"
Dan & Linnea Soular

""My experience working with Phong on purchasing my new home was excellent. He was very helpful and was always able to answer my questions. When he didn't have an answer, he would find the answer and give me a response very quickly. I felt very comfortable working with him and very confident with the purchase I made.""
Lisa Ly
elyza09@yahoo.com

"Phong Cao has been wonderful! He is the one person in our buying experience that held everything together and got things done. If we had any questions about anything, we knew if we called him he had an answer or got back to us and let us know the answer in a very timely manner. He helped me find the classes we needed to take to get our loan, especially when the loan officer was not available. He called us to check in and how our progress was going exactly when he said he would. He was aware of our situation with timing and finding a house before our baby was born and made everything happen. He made a very difficult journey a dream come true. Thank you Phong for making home ownership a positive experience even though we had some pitfalls."
Craig and Tammy Prado
Our67fastback@msn.com

"We recently sold our home with the help of Rob Reinke and Re/Max Advantage Plus. The ordeal we had anticipated became virtually painless with his guidance and professionalism. Rob never failed to immediately respond to our needs and was always willing to go the extra mile. He never failed to inform us of new developments. With his help our home sold much sooner and more satisfactorily than we had dared to hope for."
Dean and Linda Long

"This letter is in regards to our experience with Bernie Borschke and the process of successfully selling our home in a short sale. The process of a short sale was something that my husband and I did not have much information about, so we were reluctant on moving forward with this process. We arranged a time to sit down and speak with Bernie and he was very open about our situation and knowledgeable about the whole process. He welcomed all of our questions including some from our parents too. To be honest Bernie was very professional and he made the process very simple for us. If there were any questions he had for us or if something was missing he contacted us right away to help the process run smooth. It also worked if we had any questions for him, his follow up was done in a timely manner. In conclusion, we appreciate all that Bernie has done to help us achieve this sale and would recommend him to anyone. Thank you!"
Adam and Melissa Arroyo
melissa.arroyo24@gmail.com

"Ryan, I wanted to let you know how pleased I have been with Adam Benedict. He has helped me so much by getting my family and I into a home. I have been a hard client to deal with, with my husband out of town and me doing everything. He has explained things very well to me and made me feel comfortable with this whole process. He is a great asset to your company. In the beginning when I was looking, he was right on top of everything. When I gave him a house I was interested in he made all the calls that he needed to and called me right back. I was very impressed. He would call me and then call my husband and explain it to him as well so we were all on the same page. I wanted to let you know how great our experience has been and let you know you have excellent staff! Thank you. Nikki and Dan Gruber"
Dan & Nikki Gruber
ngruber2@fairview.org

"To John Tschida: I really appreciate all your hard work on my behalf. In all honesty, I haven't met a realtor that was confronted with so many obstacles and still found a way to proceed! I suppose I am extra anxious because this will be my first investment purchase, but irrespective of the snags we've encountered, I still believe this property has good fundamentals for my investment goals and so I'm very happy to continue moving forward. Speaking in more general terms, I have been very pleased with your level of service in terms of realtor services and also investment property advice. I feel like you have been very forthcoming and truthful with me and that you've put my interests at the forefront of every decision we've made so far. I want to strive, in every transaction that I do, to treat it not as a transaction but hopefully as the beginning of a more meaningful long-term relationship. And so I appreciate all the time and effort you've spent to not only educate me but to work tirelessly to find me the best financial situation for this property. Thanks again. Jonathan"
Jonathan Bentz

"The ad went into the Pioneer Press on Sunday (for our rental property). We had about 20 calls total that weekend. Everyone showed, which was shocking to me and gave us quite a bit to work with. I even had to turn some away. We narrowed it down to 3 candidates and ended up going with the best work history and bank account. She was able to come in with first/last months rent and the 1,000 deposit. So, she's in for a year and we hope for the best!! I'm always on the lookout for clients for Ryan DeRoode! I'm happy to tell anyone about the great job he and the whole team, including Rob and Cheryl from Cornerstone Mortgage did for us!"
Lisa McNeal
limcneal@stewart.com

"We, like many first time home buyers, felt a bit lost in the beginning of our search. We had some idea of a price range and location but had little to no idea on where to start looking. Back in April we were fortunate enough to have met Rob. With just a phone call he had gone out of his way on a frosty evening to show us a townhouse, which turned out to be something we didnít even like. Rob never once pressured us or tried to sell us on the property even before we expressed our dislikes. We were immediately impressed with his combination of casual friendliness and professionalism, and asked for his card.

Over the next six months we regularly communicated back and forth our various questions and status regarding our readiness to buy. Weíd only met him once, but he still managed to make us feel important by returning our emails and calls almost instantaneously!

When we felt ready to start looking for homes we did so with added confidence, as Rob had given us many good tips along the way. He explained things clearly and honestly regarding the market, locations and resell value. He also steered us towards a great lender (who never once pressed an "ARM"!!) and whose customer service was a close second to what we experienced with Rob. He took great pains to match the search with our criteria to show us many viable options. In fact, Rob did so good of a job, that we found our home within the first weekend! And as always, we never felt pressured or cajoled through the entire experience.

We really appreciate the time and effort Rob spent on us. We love our townhouse, and are amazed at how painless the process became with Rob leading the way. Today, he continues to be of help even a month after the closing, and assures us that heíll always be there with his lighting fast Email responses."
Derek and Kristen Ell

"Making the decision to purchase our first home was made so much easier by working with Bernie Borschke. His up beat personality, knowledge and experience made the hunt for the prefect home a very enjoyable process. As my fiancť and I have very different taste we thought we would never find a home that we both loved and agreed upon. We were immediately impressed by Bernieís professionalism, organization and attention to detail. He was always accessible to us in multiple ways and never too busy to answer any questions we may have had. We learned a lot during this process and we valued and trusted his opinion. Bernie was always honest and sincere with us especially during the negotiations before we signed our purchase agreement. When we came across a few bumps in the final stages of purchasing our home Bernie was the only reason we made it to the closing table. In the end we can truly say that if it werenít for Bernie we would never have found and purchased our first home. Thank you Bernie for everything- you truly made our dreams come true."
Jenna Ross
jenna.ross@optumhealth.com

"We would like to express our appreciation of Phong Cao for his work in finding a condo for Thanh's parents. He showed great patience while we defined our needs and showed a great many properties over many months. After several offers on different properties a condo was acquired with the correct floor plan, location and price. We are pleased with Phong Cao's services and would not hesitate to recommend him to potential customers."
Richard and Thanh Weeks
Weeks.Richard2@mayo.edu

"This is time to express my gratitude for your real estate services, and write you my recommendation. After being Phong's client for two purchases, I have to say that in each transaction I have experienced the success of closing. And I recommend Phong to other people, of course. I would like to continue working with him as my future real estate agent. Thank you for this professional relationship. Warm regards."
Karen Chang
Ksc2102@yahoo.com

"My girlfriend and I were looking into buying a house when we ran across Krista's name through what is now our mortgage company. We gave her a call and about two months later we are living in our perfect home. We couldn't be more satisfied with the service we have received from her. She was so kind, helpful and very patient! She picked out great homes in our budget and always seemed to work her schedule around ours to do showings (not to mention, she drove in a snow storm to meet me for one). Being in a time crunch to close, she made everything possible and work out perfectly. She absolutely went above and beyond to help us out, from explaining things thoroughly, to helping us meet our deadline. We would without a doubt use her again in the future, and highly recommend her to others! Thanks again Krista for all of your help!"
Austin Seman and Emily Berg
Brooklyn Park, MN

"Thanks Bernie for helping me find my new home! And I knew that we had to move fast on this one, because it was such a cute little house. You helped me get what I wanted, and what best fits me. I appreciate how professional and informative your service was. Thanks for also explaining the negotiating part of it, and you were right on with your suggestions. Obviously you are very Knowledgeable and an Expert at what you do. I still canít believe how smoothly this transaction went from start to finish. I will tell everyone I run into that needs help buying or selling that "You are the man!" Thanks so much again Bernie!!!!"
Becky Forslund
whatsupkaraoke@msn.com

"Phong has done an excellent job in helping us with our new home search and purchase. The whole process was taken care of with a maximum effort and accuracy level. Phong showed enthusiasm, professionalism, as well as a great overall knowledge of the area real estate. Jennifer and I are very happy customers and we highly recommend Phong and his team for taking care of your next home purchase. You made the entire process from house hunting to closing easy and enjoyable. Thanks for everything!"
Joseph Sexton
joesexton00@hotmail.com

"Phong Cao was very helpful in our search for a home. He took us to see many houses, and sometimes with little to no notice from our part. Phong was very patient in our long search; which took us months and months to find. He was able to answer many of our questions. What he didn't know, he took note, and reported to us immediately. All in all if it wasn't for him we would still be looking and may have settled for that "not-so-great" house."
Roberto Diaz Jr & Dana Nguyen
diazjr.roberto@gmail.com, nguyen.dana@gmail.com

"Phong was a pleasure to work with. He showed us a variety of properties so we would understand what was on the market. Phong made himself available whenever we needed him to show us homes. Sometimes without very much notice. He wasnít pushy at all. We made our purchase on our timeframe without any pressure. If it wasnít for Phong, we would still be looking for a home now. He was very knowledgeable about all he had to offer for us and if we saw something when we were out and about he made sure he found out any information he could about it right then. I would recommend Phong to anyone thatís looking to buy or sell real estate. Thanks Phong for helping us out!"
Tinh Tran
ttinh01@aol.com

"Rob Reinke did a great job helping me find a townhouse. I was impressed by his responsiveness, always returning calls or emails within minutes, no matter what the time of day or night. He seemed to have a good idea of what I wanted early in the process and helped me find the best townhouse within my budget. There was never any pressure, just sound advice when I asked for it. I hope that I donít have to move again anytime soon, but if I do, Iíll definitely want Rob to be my realtor again. John Andreini "
John Andreini

"Hi Rob, Barry and I wanted to thank you again for the great job you did selling our home. From the first walk through with me, getting the house ready and how it should look for showing to filing the paperwork and working with the buyers that bought our home. From start to finish, you have been very thorough. The photographer you brought in to take the pictures did such a good job, it made the house look great, even online. Maybe that's why it sold in only 4 days..!! You always handled my calls and questions (even if I was being a worry wart) with ease, and that always kept me calm through this whole process. Thanks again for everything you did for us. We will miss you when we move."
Toni & Barry Badinger
tbad@comcast.net

"Ryan, Hi. I started attending your seminars last spring, after moving to Burnsville from Ames, Iowa. I'm 28 years old and I really wanted to get into investment real estate and happened to hear your ad on 100.3 one day as I was driving to work. I got onto the mailing list and attended some seminars including your 101 seminar and the tax seminar, to name a few. After doing a lot of thinking I decided to go with a new construction with John Tschida, in Hanover, MN (with Baune Construction as the builder). To make a long story short, I signed the PA last August, construction was completed a few weeks ago, and I finally closed on the end loan last Tuesday. It was a long process, especially with the uproar in the mortgage world. Through it all John was a tireless worker on my behalf. He always took the time to tell me what he was doing and how things were going. And when any number of roadblocks were erected (John can fill in the details here), he always found a way around, over or through them. He really is an innovative and creative thinker when it comes to financing and structuring the deal. Even at the very last moment there was a 3-day delay in the closing and he negotiated with the tenants (who were already planning to move in) to find an equitable solution for them. He really has been not only a great realtor but an advisor for me throughout all the process. In the end I have a new construction with a 3-year tenant and automatic increases in rent for inflation and property taxes built into the lease. So first let me say thanks to you and your program for the education you provide. I was always scared to take the first step (an actual purchase) and your program put together a set of tangible steps that helped make something that originally seemed insurmountable a reality for me. And second, please personally commend John for his professional and tireless work on my behalf. When my financial situation warrants another investment property, he will definitely be one of the first guys I talk to because he has definitely earned my trust. I sincerely hope I'm able to do more deals with him in the future."
Jonathan Bentz
jnbntz@gmail.com

"Dear Eric, As you know, this was a very exciting time for us and it was fun to have someone working for/with us that was just as excited as we are. Being first-time home buyers, the process was completely overwhelming! You handled all of our questions, comments and concerns as if you were moving in with us. I have had little experience with other realtors/agents in the past and I can tell you that none of them made even half as good of an impression as you had. It was nice to know that we could count on you, day or night! And whenever we called and you were unavailable, we received a call back within minutes. Throughout the entire process, we knew that you were looking out for our best interests and that we were completely satisfied. I wanted to be sure you know how much we appreciate your attention to detail and the time you spent up front to make sure we were comfortable with the entire process Ė this made our trip to the title company at closing go very smoothly. At closing, you had to unexpectedly fly to Seattle and you were still with us every step of the way, which really says a lot for your character. We truly appreciate all youíve done and would and WILL pass your name along to anyone we hear of that is looking to purchase or sell a house. We love our new home!"
Richard, DeAnna, Samantha and Richard Jr.

"Phong, first thing we would like to say is we really appreciated what you did for us. You are the greatest realtor that we have ever had or could have asked for. Of course this is our first time buying, and we did not know anything! You gave us wonderful ideas on how to search homes and get a better deal on our first home. You helped us through the whole process, beginning to end, and really taught us a lot about buying a home! You took us to see many houses before we found the one that we loved. You also gave us effective advice about houses and were always available to answer our questions. We would really like to thank you for all the time and effort that you put into this. We were very happy with the time you took to drive out to look at houses that were quite a distance from yours and were always able to satisfy our needs. We also want to thank you for how you treated us with the professionalism of a top notch realtor and for not rushing us to choose a house. This was a stressful time and you were able to keep us relaxed and happy through the whole process. We will recommend you to our family and friends when they are looking for a realtor who has a lot experience and is knowledgeable on everything. You truly provide it all. Your attention to detail after closing was great too. Thank you for providing us with the contact information for our utilities (gas, electric, water, phone, waste and carpet cleaning). You were so helpful to us during a time that we really needed advice and experience on our side. "
Iris Nguyen and Tam Luong
kiniemxakt@yahoo.com

"Dear Bernie, Thank you so much for helping me find a place that I love. Since I am a first time home buyer I had no idea how to go about things. You did an excellent job in walking me through things and explaining how the process worked. Even with the bumps in the road you made this sale happen. From the hail damage and dealing with the bank about that to the big problem... the week before closing when my mortgage guy fell though. Your mortgage guy was a lifesaver. It was incredible that he was able to get this deal done in only a week, after getting the new file. You both worked so hard to get everything in place to close. I will definitely recommend you to anybody looking to buy a house. You were awesome!!! I can't wait to have you come and see the finished house and pop that champagne. Thank you again. A Happy Homeowner, Andrew Molick"
Andrew Molick
molicker98@yahoo.com

"First impressions are very important to me and the first call to a realtor would have been a "make or break" deal: Adam had me hooked. I wasn't really thinking about buying my own place but continuing to pay rent just seemed ridiculous. So just for fun, I searched a bit on the internet. I filled several contact information on various websites and before I knew it, Adam Maas had contacted me and we were chatting away. Of course, I had asked as many questions I could come up with, perhaps purposely testing Adam's patience level but he was extremely patient in answering all my questions. By the time we started looking at condominiums together, I couldn't believe it was actually happening. He continually reassured me from the start that he was "looking out for my best interest". And he did. My husband is a student and we are a one-income family. I didn't think we could buy a place with our small loan but Adam helped us find a wonderful place even within our tight budget. Through the entire process, approving the loan to closing the deal, Adam was incredible. He was extremely accessible as though he has his Blackberry glued to his hand! All hours of the day, even during the weekends, I could call him to check up on our status (that is, if he hadn't first called us!) or just to vent my frustrations about life. Adam was, and is, so personable and just loved to help in any way possible. He's honest, smart and passionate about work and life! My favorite thing about working with Adam was that he NEVER pressured us and I felt he treated us as he would a million-dollar home buyer. My husband and I have only lived in Minnesota for almost two years now but I wish we had a larger network of friends and family so we could refer them to Adam. Thank you Adam from the bottom of our hearts. Can't wait to work together again for our next home!"
Jeanah & Paul (St. Louis Park, MN)
jeanahcho@hotmail.com

"To Whom It May Concern: This letter is to recommend Bernie Borschke. In April 2008, we hired Bernie to aid us in the sale of our residential home. Bernie is very organized, thorough, and professional. His communication over all details is consistent and every question is answered promptly. The tools he has access to (flyers, feedback etc.) are of high quality and very helpful to both buyer and seller. What we admire most about Bernie is that he is trustworthy, dependable and hard working. We have a high respect for his experience and confidence in this market. We would definitely hire Bernie again for the sale of another home. Sincerely, Mike and Jody Aarhus MN"
Mike and Jody Aarhus
msaarhus@gmail.com

"As a novice investor, Phong was a very valuable asset to me. He was very helpful in finding the right property, evaluating it and coming up with the right offer. His experience as a landlord helped me get the right forms and other information to get the right tenant. Phong's guidance made the whole process efficient. I'd recommend his service to anyone looking for a good experience in buying real estate."
Tony Wahl
shep07@charter.net

"Being first time home buyers, we wanted someone who was patient and understanding. Susan talked with us about our necessities in a house and asked us to make a list, which she could work with. She only showed us houses which met our needs and wants. She explained everything in full detail because we didnít know anything about buying a house. We had a lot of questions and not once were we without full understanding. Susan found us exactly what we were looking for. She made us feel like we were in control and she was a helping guide. We felt we were her only clients. We were satisfied then and still are now. I would recommend her to others because I canít really think of one thing I didnít like about her services."
Brian and Nicole

"My wife and I have hired Susan as our agent for TWO house purchases. Susan was professional and completely organized at every stage in the buying process. Not only did she show us the kind of houses we were interested in, she gave us honest advice without pressure if she had concerns about our ideas. The little touches that Susan made were what left the biggest impression on me. She was willing to put together a list of houses and take us out early in the process for ideas long before we were ready to buy. She stuck with us through a long wait selling our first house before being able to buy and move into a home closer to my work. Always patient, never pushy or concerned about closing the sale until we were ready. I whole heartedly recommend Susan Hofflander as a buyer's agent!"
Dan Fisher

"Mike Kaderlik really listened to what my needs and desires were for my new home! He did not waste my time showing me places that did not meet my criteria. Mike had good insights and I welcomed his comments on the homes we visited. I would definitely recommend Mike's services to those looking for a knowledgeable, professional real estate agent! Thanks Mike for helping me find my new home!"
Sheila Roane

"Hi Phong! This note comes as an extra big Thank You and our appreciation to you and your organization for ALL you have done for us. Phong, you are a kind, patient, tolerant and very professional person. Your hard work and dedication is greatly appreciated. We worked together to buy our home over the past 4 months. You always made the process painless and easy. You went an extra mile to help and made it possible for us to own a house, so thank you. Trust that whenever we are in a situation that calls for expertise in the real estate market whether in or out of Minnesota, you are our first phone call. We will recommend you to several of our friends and family, and hope this will help you grow in your profession as a realtor. GOOD LUCK !!!!!!"
Moses and Zomuno Musemburi
mmusemburi@yahoo.com

"Being a first time home buyer and looking on my own was very hard. A friend of mine referred me to Phong Cao. Phong went work immediately. He guided me through the whole buying process. We found a house that I really liked and Phong worked hard to get that house for me. Now that I have a house that all my family members like, I owed it all to Phong. Thank you so much Phong for helping me find a house."
Nam Nguyen
Namnguyenphuyen@yahoo.com

"Ryan, Jacq, and Doug, Thank you all for helping me sell my house. It has been a pleasant experience. I will be glad to be reference or to come back to your team for help in the future. Your team did a wonderful job. "
N. Chu

"Dan is a masterful facilitator of the whole process. He helped us invest the right amount of time and money to get the property ready for sale. Dan Vigdal also took care of all those details needed to make the closing go flawlessly. Now that we are looking for a home, Dan has demonstrated the ability to understand our needs and desires, adjusting when we learn new things about the market and shift our interests... Do yourself a favor and sign up with Dan Vigdal today."
John Farrell

"Dan helped us buy our second rental property near the end of November. He was extremely helpful throughout the process and was always available to answer questions. Due to my schedule at the time, we were finding it a little difficult to find time to view properties, so Dan went so far as to pre-screen houses for me. He viewed all of the homes in the area and price range I was interested in and then sent me the three he felt were the best. We then went to look at them and found one that we negotiated a deal on and then closed. New tenants moved in the end of December and I already feel better about this property than the first one we bought because of Dan and the Investment Property Guys system. I would recommend Dan and plan to work with him and the other "guys" again in the future."
Tim Dawson
timdawson@earthlink.net

"Ryan, Thank you and really appreciated the help and comittment from your team. It has been a great experience working with you and Dan for helping me out on the first experience of rental life. I will be looking to add another property by mid-year this year and would work with Dan again."
Surya Shakya
suryashakya@hotmail.com

"I have been looking to buy a house for the last 4 years now. I have used 3 different real estate agents before hiring Phong, and he has been helping me to look for houses for the last 2 years now. What does this translate into? I have been picky, but Phong has been patient. There were a lot of hurdles along the way to close my current home (including 6 months of delays), but the team at Re/Max, including Rob Bonahoom & Phong Cao, really went out of their way to help me purchase my first house. I now have a beautiful house that was well worth the time & efforts that everyone put forth. Thank you again Rob & Phong!"
Khao Yeu Ly
lyxx0060@tc.umn.edu

"Hi Bernie, I want to say thank you for your help during my search for a home. I am grateful that you were able to work with me, and stay within the price limits I had set. It was a great benefit to me and a time saver for both of us. I also appreciated the attention you gave to my search and that you remained in close contact via email as well as telephone throughout the process. This was especially helpful since I have not purchased a home in 30 years. Your tact and expertise came in very handy while I was attempting to deal with the bank, since (LO) was quite remiss in his communication style. Your familiarity with the market as well as the areas I was searching in helped a lot also. Finally, I want to say an additional thanks for your mediation with the seller and other realtor during the final stages that saved me several hundred dollars. I will highly recommend you to all my friends, family members and co-workers. I am truly grateful that we were able to work together."
Jeff Pecoraro
jeffpecoraro@hotmail.com

"Phong was very helpful in the buying of our first home for my wife and I. As a first-time home buyer we did not know what was all involved in the process and Phong was crucial in laying out to us the entire process. He made himself readily available and was happy to show us homes, working around our schedules. Phong was especially helpful in keeping contact with the sellerís realtor. He was persistent with them and did a wonderful job of keeping us informed and keeping open the lines of communication. I would strongly recommend choosing Phong as a realtor and taking advantage of his determination to help his clients. "
Don Boomsma
donboomsma@hotmail.com

"My experience with Phong was a very pleasurable one. I got to work another agent when looking for a house but I did not feel that I was being listened to. The most noticeable difference to me was Phong availability. Whenever I a new listing came out that fit my wants he was there showing it. I got to also get tips on the different financing available. I did not feel pressured and I also work to give me decisive advices in this decision of a lifetime. I do really appreciate all the realestate tips emails and articles. Thanks again for making my search such a great and fulfilling experience. I would greatly recommend him to anybody new to this business!!!"
Baye Diouf
bayed@msn.com

"My name is Pius Reis and I am a real estate investor. Bernie, as he is popular called is a member of my real estate team. I have worked with Bernie for the past two years and I feel lucky that he is on my team because his number one interest is to help me succeed. He is very dedicated to what he does, a very good negotiator and counselor. As an investor, I very much appreciate his vast experience and skills. Bernie has an outstanding professional aptitude and a personality that reflects calmness and confidence. I would recommend him as an agent to any investor or someone looking to purchase a home. Investing is a journey and who else would you want on your team, but Bernie. Pius Reis Ė Real Estate Investor"
Pius Reis
ninemiles2go@yahoo.com

"My experience work with Phong on purchasing my new home was excellent. He was very helpful and was always able to answer my questions and when he didn't have an answer, he would find the answer and give me a response very quickly. I felt very comfortable working with him and very confident with the purchase I made.""
Lisa Ly
elyza09@yahoo.com

"We sincerely thank Phong for helping us sell our house. Phong did an excellent job of marketing, negotiating and informing us throughout the whole process of selling. We knew that the market was slow but we were so impressed with The Minnesotaís Real Estate Teamís marketing efforts that we were confident that our house would sell. Everything worked out in the end to our satisfaction. Thank you Phong for all your hard work. We will not hesitate to refer you to our friends and family if they need to buy or sell real estate."
Xuan & Lyna Ly

"Buying my first home was a little scary, while talking with friends and family I knew that it would be important to pick a realtor with my best interests in mind. Having talked to many realtors throughout the purchase process, nobody came close to Phong regarding his sincere efforts in walking me through the steps of becoming a homeowner. Phong works fast and efficiently while always keeping my best interest in mind. Many realtors out there simply won't take the time or make the effort to make a buying experience this pleasant for first time home buyer on the lower end of the budget. I recommend that all first time home buyers who are looking for an affordable place with great potential to contact Phong. It seems like he simply has certain houses on his radar that others don't. I described to Phong my budget and what I was looking for and he had many houses to show in my price range and desired part of town that other realtors didn't seem to know about! He was great about talking with us about the "do's" and "Don't's" of real estate! If I were to do things 100 times over again, I would go with Phong 100/100!!!"
Chike Ochiagha
Chike.Ochiagha@yahoo.com